Wilco Privacy Policy

1. General Provisions

Wilco Wealth Management ("Wilco," "we," "us," or "our") respects and protects the privacy of its clients, partners, and website visitors.

This Privacy Policy describes how we collect, use, store, and protect your personal information in the course of our activities and in compliance with applicable laws of the Republic of Armenia.

By using our services or interacting with us, you agree to the terms outlined in this Privacy Policy.

2. Personal Data Collection

Wilco collects personal data in the following cases:

• When you submit inquiries, requests, or applications through our website, email, or in person.
• When you open an account, enter into agreements, or use Wilco’s services.
• When required by applicable legislation, regulations, or contractual obligations.

Personal data may include:

• Full name, address, date of birth, and contact information (phone number, email address);
• Identification documents and financial information;
• Details related to transactions, accounts, or investment preferences.

3. Purpose of Processing Personal Data

We collect and process personal data to:
Provide services in accordance with our agreements with clients;

• Fulfill legal and regulatory obligations;
• Manage client relationships, including responding to inquiries and providing support;
• Improve our services and ensure secure operation of our platforms;
• Send important notifications regarding your relationship with Wilco.

We do not collect or process personal data for purposes incompatible with the above.

4. Legal Basis for Processing

Wilco processes personal data based on:

• The necessity to perform a contract with the client;
• Compliance with legal and regulatory obligations;
• Legitimate interests, including the development and improvement of services, security management, and fraud prevention;
• Your consent, where applicable.

5. Data Protection and Security

Wilco implements appropriate technical and organizational measures to protect personal data against accidental or unlawful destruction, loss, alteration, unauthorized disclosure, or access.

Access to personal data is restricted to authorized employees, contractors, and service providers who require such information to perform their duties.

6. Data Sharing and Transfer

We do not disclose your personal data to third parties without your consent, except:

• To fulfill legal or regulatory obligations;
• To trusted service providers under strict confidentiality agreements, where necessary for service delivery;
• To law enforcement or government authorities as required by applicable laws.

Wilco does not transfer personal data to jurisdictions outside the Republic of Armenia unless adequate data protection measures are in place.

7. Data Retention

Wilco retains personal data only for as long as necessary to fulfill the purposes for which it was collected, to comply with legal obligations, or to protect Wilco’s legitimate interests.

After this period, personal data will be securely deleted or anonymized.

8. Your Rights

As a data subject, you have the following rights:

• To access your personal data held by Wilco;
• To request correction or updating of inaccurate or incomplete data;
• To request deletion of your data, subject to legal limitations;
• To object to or restrict processing in certain cases;
• To withdraw your consent, where processing is based on consent.

Requests regarding your personal data can be submitted by contacting us at:
Email: welcome@wilco.am
Address: 26/2 Martiros Saryan Street, Yerevan 0002, Republic of Armenia

9. Changes to the Privacy Policy

Wilco reserves the right to update or amend this Privacy Policy from time to time to reflect changes in legal requirements or our operational needs.

The latest version of the Privacy Policy will be available on our website.

10. Contact Information

If you have any questions or concerns regarding this Privacy Policy or the processing of your personal data, you may contact:

Wilco Wealth Management
Address: 26/2 Martiros Saryan Street, Yerevan 0002, Republic of Armenia
Phone: +374 12 88 80 88
Email: welcome@wilco.am